The Unspoken Financial Crisis in Every American Home
Rising healthcare costs have become a silent financial epidemic across U.S. households, with nearly half of adults struggling to afford medical expenses. One in four insured Americans now delays or skips care due to cost—a systemic issue demanding strategic solutions.
High-deductible health plans paired with HSAs emerge as a leading countermeasure, alongside proactive bill negotiation. These approaches transform an opaque system into manageable financial terrain.